Retirement Planning Articles

With the changes in our downturn economy, an increasing number of individuals are assuming the responsibility of their own retirement planning. If you are in need of retirement planning services, the content we feature here will prove to be essential. These information-packed articles, gleaned from key experts in the field, will inspire you to take action and initiate your own retirement planning program.

5 Min. Retirement Guide

This helpful article will show you that it is never too soon to start planning for retirement, and it is never too late. It is very important that you manage your retirement plan effectively because most retired people over 65 are getting the majority of their income for social security, which averages about $1000 a month. Could you live off of $1000 per month? Therefore having a realistic retirement plan and assessing all your options is imperative if you want your retirement to be as stress free as possible, not having to worry about money.


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Retiring on a Budget

Are you feeling the stresses of dwindling retirement funds during this economic downturn?  Unfortunately, not even the strongest retirement plans are full proof.  It’s important to be optimistic and move forward with a slightly revised retirement plan.  Retiring on a smaller budget does not mean you have to give up your retirement dreams.  There are 10 tips given throughout this article to help you “retire in style.”
 


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Home Repairs before Retirement

While financial investments such as a 401K might be at the top of your retirement plan, it’s important to invest in updating your home before retiring.  Home repairs can be costly and it could be difficult to come up with cash on short notice during retirement.  Not only will making repairs prior to retiring help avoid future stress, but the investment will actually add to your nest egg.  In addition, these fixes will also alleviate high energy bills during retirement.
 


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Retirement Planning Considerations

Are you planning a move during retirement but are not sure how much weight should be put on taxes versus affordability versus location? This article explains each of these factors and will aid in developing your retirement plan. Devise your retirement plan by assessing which of these factors are most important for your individual retirement plan.


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Retirement Planning: Adult Communities

Have you thought about making the move to an active adult community a part of your retirement plan but are not sure of everything it might entail? When planning for retirement, there are many aspects of living in an active adult community that one should investigate before taking the plunge. The following are a few questions to consider.  Would I mind abiding by a dress code implemented by the Home Owners Association?


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Considering Retiring Abroad?

While it might seem like a tropical paradise would provide a glamorous retirement lifestyle, it’s important to ask yourself the some important questions before uprooting yourself and/or your partner.  Anything from level of safety to political environment can directly impact your foreign retirement. The following are a few of the tips this article outlines. Can you take living far away from family and friends? While it might not seem like something that would initially be a factor in planning your retirement, this is the number one reason expatriates return to the states.


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When to Cash in on Social Security

Even though those taking social security early are receiving a smaller check, the logic is that one would be better off taking that money while it’s available because it will take a long time to make up for the value of those checks received early on.  But there are several factors that discredit this logic and this article explains six questions that should be answered prior to planning on an early retirement.  The following questions are answered in addition to other thoughts and considerations:


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Preparing to Retire

There are several things to consider when planning for retirement. Investing in stocks and retirement accounts are large factors in when you can retire. However, it is important to make sure your retirement plan is well aligned with the lifestyle you intend to lead during your latter years. This is very crucial prior to taking the plunge and fully retiring. This article explains various steps to take and why each one is can really benefit you in the long run. The article highlights a to do list of ten things that should be addressed before you give the workforce your two week notice.


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7 Great Paychecks for Golden Oldies

Retiring isn’t as relieving as it once sounded and the recession has changed the meaning of it. Now people retiring cannot live off of their savings and are advised to seek a part time job to help bring in some extra money. The best jobs retirees can take on are government based, being a handy man or working for a non- profit organization.


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Retirement Planning for Couples

Beverly Blair Herzog explains what difficulties you and your spouse may come across in retirement planning and how to resolve those issues.  Retirement planning can be difficult and educating yourself on how to avoid unnecessary fights as a couple is important.  This article outlines three major obstacles couples might experience in formulating their perfect retirement plan. 


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