Family Finance

The Household Budget

Submitted by Financial Growth on Wed, 2010-03-31 12:11

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Family Finance

Whether you’re married or not maintaining a household budget helps you use your money effectively and wisely. A standard household budget consists of food, shelter, transportation, entertainment, insurance, clothing and health care. Also ask yourself what items you can cut back on and which to invest more money in. By asking yourself these questions, the amount that should be spent on each item in your budget will become clearer.

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http://www.vertex42.com/ExcelTemplates/personal-budget-spreadsheet.html

Your 5-Minute Finance Guide to Raising Kids

Submitted by Financial Growth on Fri, 2010-03-26 12:23

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Family Finance

Family financing changes as your family expands. Expenses must be reassessed and income must be allocated differently in order to incorporate your growing household. This helpful article will show you how by following cost-cutting steps, your expenses can be cut radically. Learn to brown-bag lunches rather than going out every day, and buy clothes a season ahead as the prices are usually marked down. See how budgeting the family finances are important, while also eliminating unnecessary costs wherever possible.

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Create a Monthly Budget from Scratch

Submitted by Anonymous on Thu, 2009-08-20 09:58

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Family Finance

Trying to create a personal monthly budget? Not sure where to start? Try using this free Excel template for creating your own customized personal monthly budget. With pre-made formulas, this tool will help take the sting out of organizing your finances. There are even tips for creating your first budget and links for templates to create household and family budgets.

http://www.babycenter.com/cost-of-raising-child-calculator

Kids Sure are Expensive!

Submitted by Anonymous on Thu, 2009-08-20 09:57

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Family Finance

Exactly how much does raising a child really cost? While some parents say the cost is “priceless,” having a child does come with some significant financial costs. Use this tool to help realistically estimate the cost of raising a child to adulthood. It even takes into consideration your annual household income and college plans for your child. Learn how to prepare for the costs of raising your child with this simple tool.

http://www.babycenter.com/babyCostCalculator.htm

The Financial Impact of Having a Baby

Submitted by Anonymous on Thu, 2009-08-20 09:56

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Family Finance

So you are thinking about having a baby, but you have no idea how it will impact your monthly budget. Diapers, formula, toys, clothes….it’s all foreign to you. BabyCenter.com has an easy tool to helping you estimate how much a baby will cost within the 1st year of birth. This detailed worksheet takes into account one time costs (like strollers and car seats) as well as recurring costs, such as food and clothing. Learn about all the costs associated with having a baby so you can prepare accordingly and avoid any surprises later on!