The personal debt calculator is a great resource from youngmoney.com to help you decide if a debt consolidation loan is for you. You enter in what you are paying now broken down by type of debt, and it will figure out how much you can save per month instead of paying each type of debt off separately. A Debt Consolidation Loan can encompass credit card debt from both major credit cards and store accounts, auto loans (financing a car only, leases do not apply here)and other loans such as mortgage payments or college loans.
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